Understanding loan principles
• Credit – optional use of someone else’s money with your promise to repay at a later date.
• Alone with credit comes interest – that’s how the bank makes its money.
The cost of the loan is determined by
• The amount of the loan.
• The length of the loan.
• The interest rate.
General term loans
• APR – annual percentage rate.
• TILA – truth in lending act.
• Collateral – something of value that can be taken if the loan is not rapid.
• Co signer – an adult who will assume legal responsibility for the loan if you fail to repay.
Showing posts with label brain. Show all posts
Showing posts with label brain. Show all posts
4.29.2010
best ways to notetake
Tools for note taking
• 3 ring binder – you can loan out notes and not lose entire notebook
• Cornell method summary paper
• Erasable pen – dark pencil – highlighters
• A tape recorder
Effective note taking habits p. 142
• Preview before class
• Start each day with fresh paper
• Write on only 1 side
• Date and title each page
• Abbreviate
• Key words
• Use your own words
Why take notes – 4 reasons
• Improve your concentration
• Review & study
• Helps retain information
• Organizes the information
Strategies for reinforcing your learning p. 139
1. Hear it.
2. Write it.
3. See it.
4. Draw it.
5. Outline it.
6. Summarize it.
7. Discuss it.
8. Review it.
• 3 ring binder – you can loan out notes and not lose entire notebook
• Cornell method summary paper
• Erasable pen – dark pencil – highlighters
• A tape recorder
Effective note taking habits p. 142
• Preview before class
• Start each day with fresh paper
• Write on only 1 side
• Date and title each page
• Abbreviate
• Key words
• Use your own words
Why take notes – 4 reasons
• Improve your concentration
• Review & study
• Helps retain information
• Organizes the information
Strategies for reinforcing your learning p. 139
1. Hear it.
2. Write it.
3. See it.
4. Draw it.
5. Outline it.
6. Summarize it.
7. Discuss it.
8. Review it.
abbreviation meanings
Super write abbreviations
U – you, your
L – will
S – as, is
R – are, our, or
C – can
F – for
T – at, it, to, the
H – has have
V – very
D – do
E – we
Ch – which
Sn – soon
M – am, more
B – be, by, bean
Mo – month
N – in, an
O – of
Yr – year
W – was, were, with
Ty – they
U – you, your
L – will
S – as, is
R – are, our, or
C – can
F – for
T – at, it, to, the
H – has have
V – very
D – do
E – we
Ch – which
Sn – soon
M – am, more
B – be, by, bean
Mo – month
N – in, an
O – of
Yr – year
W – was, were, with
Ty – they
left brain & right brain
Left Brain
• Logical.
• Sequential.
• Verbal.
• Good time managers.
• Remembers names.
• Perfectionists.
Does well:
• Reading.
• Speaking.
• Writing.
• Finding Facts.
Test well:
• Objective test.
• True /false matching.
Right Brain
• Intuitive.
• Random.
• Holistic (sees the big picture).
• Emotional.
• Humorous.
• Weak, short term memory.
• Risk taker.
• Dreamers.
• Creative.
• Procrastinators.
• Inventors.
Prefers:
• Subjective tests.
• Short answer essays.
• Logical.
• Sequential.
• Verbal.
• Good time managers.
• Remembers names.
• Perfectionists.
Does well:
• Reading.
• Speaking.
• Writing.
• Finding Facts.
Test well:
• Objective test.
• True /false matching.
Right Brain
• Intuitive.
• Random.
• Holistic (sees the big picture).
• Emotional.
• Humorous.
• Weak, short term memory.
• Risk taker.
• Dreamers.
• Creative.
• Procrastinators.
• Inventors.
Prefers:
• Subjective tests.
• Short answer essays.
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